Chartered Accountants • New Delhi, India
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Utilities

Financial calculators

Quick, transparent calculations for loans, investments, deposits and GST. Enter your own figures — nothing you type is stored or sent anywhere.

Loan EMI calculator

Monthly instalment on a home, car, business or personal loan with a fixed rate.

Formula: EMI = P × r × (1+r)n / ((1+r)n − 1), where r is the monthly rate and n the number of months. Assumes a fixed rate for the full tenure and no processing fees or prepayments.

Monthly EMI
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Principal
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Total interest
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Total payable
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PrincipalInterest

SIP calculator

Estimated value of a fixed monthly investment at an assumed annual return.

Formula: FV = P × [((1+i)n − 1) / i] × (1+i), with i = annual return / 12 and instalments at the start of each month. Market-linked returns are not fixed; this is an illustration, not a projection.

Estimated value
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Amount invested
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Estimated gain
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InvestedGain

Fixed deposit / compound interest

Maturity value of a one-time deposit or investment with compounding.

Formula: A = P × (1 + r/m)m×t, where m is compounding periods per year and t the tenure in years. Before tax; banks may compute part-periods differently.

Maturity value
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Deposit
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Interest earned
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Effective annual yield
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DepositInterest

Recurring deposit calculator

Maturity value of a fixed monthly deposit.

Assumes each instalment is paid at the start of the month and interest is compounded quarterly (the usual practice of Indian banks): each instalment grows as R × (1 + r/4)4×(months remaining/12). Before tax; check your bank's method.

Maturity value
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Total deposited
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Interest earned
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DepositedInterest

GST calculator

Add GST to a value, or extract GST from a GST-inclusive price.

Enter the rate that applies to your goods or services as per the CBIC rate notifications — rates differ by item. Add: GST = value × rate. Remove: value = price × 100 / (100 + rate).

Total including GST
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Taxable value
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CGST
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SGST
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Total GST
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CAGR calculator

Compound annual growth rate between a starting and ending value — for revenue, profit or an investment.

Formula: CAGR = (Ending value / Starting value)1/years − 1. It shows a smoothed yearly rate and ignores interim additions or withdrawals.

CAGR
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Absolute growth
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Change in value
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Growth multiple
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Disclaimer: These calculators give illustrative results from the figures you enter and standard formulas. They are not professional, investment or tax advice, and actual amounts depend on the terms of your bank, lender, fund or the applicable law. Results are rounded to the nearest rupee.